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Ready to deploy

Finance & banking

Give banks and MFIs structured, lower-risk access to organised farmers.

What it is

A finance module that gives banks, Islamic finance institutions and MFIs structured access to farmer and cooperative data, group finance tools and outgrower-scheme management. Built and standalone, ready to activate with a financial partner.

This module is built and ready as a standalone — it is switched on when a partner program funds or commits to it.

Delivered over

USSDSMSIVR · VoiceWeb portal

Who it’s for

  • Commercial & Islamic banks
  • MFIs
  • Outgrower scheme operators

How it works

1

Connect data

Structured farmer and group records.

2

Manage groups

VSLA and cooperative finance tools.

3

Run schemes

Outgrower and agricultural finance workflows.

4

Reduce risk

Verified participation lowers lending risk.

What you get

  • Lower customer-acquisition cost
  • Reduced lending risk
  • Reach into rural markets
  • Long-term commercial sustainability

Questions, answered

Is it live?

Built and ready to deploy; activated with a financial-institution partner.

Why is finance hard in agriculture today?

Credit is below 2% of GDP with collateral of 150–200% of loan value; structured data changes the risk picture.

Can I see it?

Yes — the bank portal is in the live demo.

See it working

Open the live M-Tacab demo and experience this in context — no signup required.

Explore more

Figures reflect M-Tacab's live platform (June 2026). Modules tagged “Ready to deploy” are built and activated when a partner commits.